Netspend

4,7
166K reviews
5M+
Downloads
Content rating
Everyone
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About this app

YOUR MONEY, YOUR WAY WITH NETSPEND

GET PAID UP TO 5 DAYS EARLY¹

Set up Direct Deposit to receive your government benefits up to 5 days early¹ and your paycheck up to 2 days faster¹.



UP TO $300 IN OVERDRAFT PROTECTION²

Short on funds? We’ve got your back. Our optional Debit Card Overdraft Protection gives you a 24-hour grace period² to avoid overdraft fees by bringing your balance back to positive.

EARN UP TO 6.00% APY ON SAVINGS³

Grow your money with up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account³.



130,000+ RELOAD LOCATIONS⁵

Add funds at over 130,000 locations nationwide with the Netspend Network⁵.

NETSPEND IS GOOD FOR:

• People & families wanting to manage their finances on the go

• Unbanked or underbanked individuals

• Freelancers who need flexibility in their financial solutions



Join millions of customers who trust their money with Netspend. Sign up today⁶!

Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.⁶

See Developer Website netspend.com/info/app-terms for full disclosures.

© 2025 Ouro Global, Inc.
Updated on
10 Oct 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4,7
163K reviews
Amanda Ough
04 August 2025
Used to be more star, but as of the end of July/beginning of August 2025, the app won't allow me to log in. I'm also not getting consistent notifications and can't see anything to be able to fix it, so now I have a negative balance. Shouldn't they alert users when they are having issues so we are aware and can figure things out just in case?Money in their pocket at my expense.
22 people found this review helpful
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NetSpend
06 August 2025
We apologize for the outage you experienced, the issue is now resolved. We'd like to take a look at why you're not receiving your anytime alerts. Please send an email to socialsupport@netspend.com provide your full name, the email address and the best phone number to reach you. Please mention the Google Play Store Reviews. Thank you!
V1RU5 ThE KiLLa CLoWN
24 September 2025
One star because zore stars isn't an option. I've used Netspend for 5 years now. for a few days, I haven't been able to view anything when logged in. The AI help is just plain non helpful at all. I keep getting the same "something went wrong" message. When I click "retry," I get the same error message. When I click " return home," nothing happens. I don't know if I'll even get paid today because of this major issue. I'm seriously thinking of taking my business elsewhere after this.
9 people found this review helpful
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NetSpend
24 September 2025
The issue is now resolved. Please try again.
Mary Conley
05 August 2025
I've been using NetSpend for 20 years. Used to upset me when notifying me about a purchase. Holding my shopping up at the time. I'm sooo glad they have that service. All the scamming going on. I've been saved hundreds of dollars by their notification process. All I had to do was check yes or no. Customer service is wonderful. I've only had a couple disputes and was reimbursed every time. One dispute was over $300. It took the 90 days but worth the wait. Wouldn't use any other bank.
92 people found this review helpful
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What's new

Bug fix.